More Than Health Insurance

At Rockridge Health Benefits, we believe that health insurance isn’t just about insurance policies, claims and premiums. We understand that you carry health insurance because you care about the wellbeing of your employees, and your family.

When you offer group health insurance, employees notice – providing competitive health benefits is proven to increase employee job satisfaction, which helps you attract and retain your valuable labor force. Whether you are considering offering benefits for the first time, or you aren’t sure you’re getting the most for your money, Rockridge will help you find the right solution.

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Clients Trust Us

“I’m a small business owner and I needed to understand the nuances of creating a benefits plan. Jonathan is an excellent broker/consultant: thorough, a good listener, extremely knowledgeable and intelligent. I strongly recommend that business owners contact Rockridge for assistance.”
- Lin B.,
Oakland

“Jonathan is incredibly helpful, informed, personable, and unruffled by deadlines. He was immensely helpful in sorting through my options as a sole proprietor of an environmental consulting business.”
- Celia F.,
Oakland

Today’s Health News

Big Pharma Loses a Drug Pricing Battle for a Change

The new Inflation Reduction Act contains the first-ever provision allowing the federal government to actually negotiate some drug prices instead of paying whatever the greedy pharmaceutical companies demand. The U.S. is the only major country that doesn’t routinely do this, which is why a) non-generic drug prices are often astronomical and b) we pay prices that are multiples of what people in other countries pay. Needless to say, this did not go unnoticed by the pharmaceutical companies, which have been lobbying and fear-mongering for more than a century to defeat any and all measures to rein in prices and their

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What Does “Out-of-Pocket Maximum” Mean?

Out-of-pocket maximum (OOPM) is the most you have to pay for covered services in a single year, aside from premiums. Once you reach your out-of-pocket max, your plan pays 100 percent of the allowed amount for covered services. For instance, if you rack up $25,000 in medical bills and your OOPM is $7,000, that’s the maximum you have to pay, while your insurance company has to pay the balance of $18,000. You’ve no doubt heard about “surprise” medical bills in the hundreds of thousands of dollars, but when you drill into it, that’s almost always because the policyholder used out-of-network

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We Have Many Ways To Save You Money

Worried about escalating health insurance premiums and annual increases? We can show you several cost-saving strategies that maintain – or even improve – the level of benefits you currently offer. They include HRA Wraps, federal tax credits, HMO/PPO plans, and more. You can cut as much as 20% off your annual premium! Click here to read all of our tips!

And don’t forget about Workers Comp – you should be shopping your policy every year at renewal time.

Let us take care of that for you!