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Saving Lots of Money With an HSA-Wrap Benefit Plan

An excellent way for employers to save on health benefits is to essentially “self-fund” the deductible and out-of-pocket costs for employees while providing a high-deductible plan that acts like pure insurance for very expensive health care. We call this an HRA-Wrap, and I’d love to explain it to you in more detail because it can save you 10-20% annually on your overall benefits costs. That’s because you don’t have to pay an insurance company to cover the first few thousands of dollars of routine care, and far less than 100% of your employees will need that kind of coverage.

Here are some more tips to save money from the Washington Post.