If You Received an Obamacare Subsidy, the 2021 Covid Relief Bill Changed How You File Your Taxes – And May Cost You Some Money

Obamacare Subsidy

If you received a subsidy to purchase health insurance through Covered California in 2021, you have to report that on your federal and state taxes due on April 18, 2022.  But take note – the subsidy system completely changed in May 2021 when the American Rescue Plan Act (ARPA) went into effect in the middle […]

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How the Tax Bill Affects Your Healthcare

The Tax Cuts and Jobs Act is a Presidential signature away from becoming law. What’s in it that impacts your healthcare? Here is a rundown…

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Does My Doctor Take My Insurance?

It should be easy to figure out whether your doctor takes your insurance. But as everyone knows, it rarely is. Your doctor is either in-network (meaning they take your insurance based on in-network pricing), or they don’t (meaning they will charge you full price, which counts against your out-of-network deductible, which you are unlikely to […]

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Several Good Analyses of the Failure of Republican Reform Efforts

Here are several links to good stories about the failure of the Republicans to pass healthcare reform: My write-up on LinkedIn: The ACA Will Not Fail On Its Own. It Will Take Active Efforts by the Administration and Congress. Kaiser Health News: GOP Failure To Replace The Health Law Was Years In The Making WashPost: ‘It’s […]

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Insurance Companies Come Out Strongly Against Loosening ACA Minimum Essential Benefits Requirements

The insurance industry was largely against the ACA’s requirement that all non-grandfathered individual and small-group health insurance policies provide minimum essential benefits such as maternity coverage, mental health and substance abuse disorders, emergency care and preventative services. They were opposed because these requirements reduced the number and types of policies that could be sold and […]

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Obamacare Exchanges Are Strengthening, Not in a “Death Spiral”

This is reality – the individual health insurance markets are generally in good shape, though in smaller states and counties, there is a serious problem of choice. Some markets are no longer served, and others have only one option. This is not good, but it could be solved in Washington was working on it, and […]

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