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California law is clear: Abortions are legal, and almost all health plans are required to cover them. That includes all private insurance plans offered by insurers such as Anthem Blue Cross, Kaiser and UHC. Our colleagues at Warner Pacific put together a table with detailed info about each carrier.
The only plans that aren’t required to cover abortions are called “self-funded” plans, in which large employers essentially acts as its own insurance company, putting away money to cover all claims while buying access to health provider networks. IDK but I would wager that even most California self-funded plans voluntarily cover abortions.
Eleven states prohibit insurers from covering abortions (our friends in Texas, but also our friends in Michigan, sadly). Here’s a map outlining the situation. (HT Kaiser Family Foundation)